Financial Advice

5 Credit Cards for Animal Lovers

Do you count your pets as family members? Are you confused about why you’re unable to claim you dogs as dependents on your taxes? If so, then you are a dedicated animal lover, and you probably want to express your passion in any way you can.

One of the ways you can show your love of animals is by carrying a credit card affiliated with an organization dedicated to protecting the interests of pets and wildlife. Using one of these cards can support the animal charity you believe in, while you get to have a cute critter on your credit card. (On the other hand, we can’t recommend applying for a card unless you understand the terms and are relatively certain you will be approved. If you do not know where you stand, you can get a free credit report summary including two credit scores updated every 30 days, from

So consider one of these five credit cards that help support the animal charity of your choice.

1. Paws 4 You Rescue Visa From UMB Bank

Paws 4 Your Rescue is a Miami-based charity dedicated to saving dogs from euthanasia. Once saved, dogs are sterilized, vaccinated and ID microchipped to prevent future loss. It also offers the Paws 4 Your Rescue credit card from UMB bank, with a portion of the proceeds supporting the charity and its mission. (The website does not say what percentage of proceeds benefit Paws 4 You.) There is no annual fee for this card.

2. The American Kennel Club Visa From Comenity Bank

The American Kennel Club (AKC) maintains a registry of purebred dogs in the U.S., while promoting events such as the Westminster Kennel Club Dog Show. In addition, the AKC is also active in lobbying public officials to protect the interests of dog breeders. It offers the AKC Visa card which earns 3x points for purchases from pet stores, veterinary offices and AKC purchases. 2x points are earned on gas and grocery purchases, and 1x points are earned on all other spending. Every purchase made also provides a contribution to the AKC to further its activities. Finally, you can use a picture of your pet for the image on your credit card. There is no annual fee for this card.

3. World Wildlife Fund Visa From Bank of America

This card offers rewards for both you and the World Wildlife Fund. New cardholders receive $100 in cash rewards after making $500 within the first 90 days of account opening. Cardholders also receive 2% cash back at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter, and 1% cash back on all other purchases. Cash back can be redeemed into a Bank of America checking or savings account, or as a statement credit. The WWF receives $5 for each new opened and activated or renewed WWF credit card account, and it earns 0.25% of all retail purchases. There is no annual fee for this card.

4. The Farm Sanctuary Visa From UMB Bank

Farm Sanctuary is an organization dedicated to preventing farm animals from cruelty, changing the way society views and treats them, and opposing factory farming. You can support Farm Sanctuary by obtaining its credit card offered by UMB Bank. For each newly approved applicant, Farm Sanctuary will receive $50, as well as 0.5% of every retail purchase made using the card. There is no annual fee for this card.

5. People for the Ethical Treatment of Animals Visa From UMB Bank

People for the Ethical Treatment of Animals (PETA) says it is the largest animal rights organization in the world, and it exists to combat animal suffering in on factory farms, in the clothing trade, in laboratories and in the entertainment industry. It performs its work through public education, cruelty investigations, research, animal rescue, legislation, special events, celebrity involvement and protest campaigns. You can support PETA by using its credit credit card offered by UMB Bank, which has no annual fee. The credit card website does not specify the amount PETA gets.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

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This article by Jason Steele was distributed by the Personal Finance Syndication Network.